INSURANCE & REPRESENTATION

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In the event that something goes wrong in your workplace and you are faced with a claim from an employee, HR Assured has you covered, with both workplace insurance and legal representation.

The insurance policy provided to you as part of your HR assured package is backed by Specialist Underwriting Agencies.

How does HR Assured’s insurance policy work?

The HR Assured insurance policy covers employment-related claims arising after commencement of the policy and you have first sought advice from the Telephone Advisory Service including:

  • Unfair dismissal
  • Unlawful termination
  • Bullying
  • Discrimination.

It also covers claims for alleged underpayment of entitlements, as well as claims in breach of civil remedy provisions.

What does the HR Assured policy cover you for?

The HR Assured insurance policy can cover you for losses up to $2 million in any one year.

Under the policy, loses are defined as the monetary amount the client is required to pay as a result of any of the following:

  • Damages
  • Judgement
  • Settlement
  • Legal costs/expenses
  • Defence costs
  • Investigation costs.

What is the excess on HR Assured’s insurance policy?

There is NO excess on the insurance policy that comes as part of your HR Assured package.

Will your premiums go up or your coverage change if you make a claim?

Unlike workers’ compensation insurance, where premiums vary on making a claim through the policy, we will not review or increase the cost of your HR Assured package if you make a claim.

Sound too good to be true?

Are you suspicious of insurance companies because their priority always seems to be getting out of paying claims?

We don’t blame you.

It is important to understand that HR Assured is not an insurance company. Instead, HR Assured’s insurance is underwritten by one of Australia’s leading insurers, Specialist Underwriting Agencies. As a result, we have no vested interest in refusing a claim and our sole objective is to ensure that 100 percent of our clients are covered 100 percent of the time.

How do you make a claim under the HR Assured policy?

Our claims process is very straightforward.

Step 1: You contact us

You simply contact HR Assured to advise us that a claim has been made.

Step 2: We check you have sought our advice on the matter

We will review our internal records to ensure you sought advice from one of our consultants via our Telephone Advisory Service.

Step 3: We manage the claims process on your behalf

Once we have confirmed you have sought and taken our advice, we will manage on your behalf the claims process with the insurer.

How will HR Assured’s insurance assist your business?

You can sleep easy because you know that your business is covered in the event of a workplace relations claim and that we will handle the paperwork.


What is HR Assured’s legal representation policy?

In the event that a claim is made against you by an employee, as part of your HR Assured package you will be represented by FCB Workplace Law.

Who is FCB Workplace Law and why do you want them on your side of the bar table?

The FCB Group’s law firm, FCB Workplace Law is Australia’s leading workplace relations law firm. It is a specialist firm and a vital member of the FCB family.

FCB Workplace Law only practises in the area of workplace relations. The firm has been established for over 20 years and is equivalent to (or larger than) the entire workplace relations teams in many top-tiers firms.

This means that if you are a client of HR Assured, even if your matter becomes litigious it will be handled within the FCB Group, not transferred to an external third-party legal services provider who knows nothing about your business.

What are the advantages of HR Assured’s insurance and legal representation package?

  • Your matter won’t be transferred to a law firm that knows nothing about your business.
  • An unknown third party won’t access your confidential and commercially sensitive information.
  • You will not have the inconvenience of rehashing the matter with a new advisor.
  • HR Assured (part of the FCB Group) has full accountability and responsibility in managing the relationship with you through every step of the way

WHAT WE OFFER

Audit

Complete compliance review

Identify potential risks and claims

Rectify non-compliant processes

Fulfil Fair Work & WHS best practices

HRA Cloud

Manage your employees online

Up-to-date online documentation repository

Employer workflows, templates, guides and more

Simple and effective payroll integration

Telephone Advisory Service

24 hour telephone support all year

Qualified lawyers and HR consultants

Expert advice on HR and WHS best practices

All calls are logged for your reference

Insurance & Representation

You’re fully insured under our HR policy

Up to $2 million in coverage a year

No excess and no premiums on claims

In-house representation by FCB Workplace Law